OPPOSE SB-1320

This bill would eliminate consumer protections for everyone who purchased life insurance prior to January 1, 2013, and would disproportionately impact seniors and the disabled for whom the existing laws were designed to protect.  These existing protections seek to address the historical problem of life insurance policies of elders and the disabled lapsing due to cognitive impairment, infirmity, or death.  SB 1320 would eliminate these protections.